4 Templates has over 300 templates, some as low as $4.99, but the average price is more around $30. They accept PayPal, Visa, Mastercard, and American Express, checks, cashiers checks, money orders, and Western Union by mail. Templates are delivered via an email link and they include HTML, applicable jpg/gif images, an unflattened PSD file, and necessary fonts. Some templates come with multiple layouts.